Finance Available when Spending Over £300 T&C's - Open 7 Days a Week!

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Finance

Thinking of choosing finance?

Finance is a fantastic way to spread the cost of your purchase. To make it easy we've partnered with Duologi whose smart technology lets you apply for and then complete the loan application quickly and entirely online

Duologi

First add the items you wish to purchase to your basket. When you reach checkout select the best finance option for you and choose 'Pay with Duologi'. The quick application form takes no more than a couple of minutes to complete and then you'll receive an instant decision.

Check your eligibility

Before you apply please note you will only be considered for finance if you:

  • Are at least 18 years old;
  • Are in regular full or part-time employment (minimum 16 hours per week or £ 5,000 per annum, unless you retired and receiving a private/company pension or in receipt of disability allowance);
  • Are a permanent UK resident and have lived in the UK for at least 3 years;
  • Have a good credit history with no late payments. debt relief orders, CCJs, IVAs or bankruptcies.

Our Payment Options

We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase over 12, 24 or 36 months The value of the loan needs to be over £300 and you can choose a deposit of up to 50% of the value of the goods.

Duologi is a trading name of Specialist Lending Ltd which is a limited company registered in the UK under number 10664999 at the registered address 10 Bressenden Place, London, SW1E 5DH, United Kingdom. Authorised and regulated by the Financial Conduct Authority.


REPRESENTATIVE EXAMPLES

0% finance over 12 months

  • Total order value = £600
  • 10% deposit = £60
  • Total amount of credit = £540
  • Duration = 12 months
  • Representative APR = 0%
  • Interest charged = £0
  • 12 monthly payments of = £45
  • Total amount payable = £600

 

15.9% finance over 12months

  • Total order value = £600
  • 10% deposit = £60
  • Total amount of credit = £540
  • Duration = 12 months
  • Representative APR = 15.9%
  • Interest charged = £44.41
  • 12 monthly payments of = £48.70
  • Total amount payable = £584.41


FAQ’S

Will I be accepted for finance?

Whether your accepted for finance or not depends on many different factors. At Duologi we have a dedicated credit team who use our bespoke credit engine to help them reach decisions.


What do I do if I have been declined?

If your application was declined, we advise that you obtain a copy of your credit report so you can see the potential reasons why. If you feel that there has been a mistake, please feel free to contact us via email at [email protected] or by using our live chat feature.


I've changed my mind, can I cancel my agreement?

Of course. Please contact the retailer you purchased the goods or service from and they will be more than happy to help you cancel the agreement.


I want to amend my order.

You will need to contact the business that you purchased the goods or services from. They will be able to make the necessary changes to your order.


I have a question about my finance agreement who should I contact?

Please contact our after-sales support team on +443455211881 or via email at [email protected]


I haven't received my goods or service.

Please contact the business that you purchased the goods or services from. They will be able to help you.


I want to change my direct debit details.

Please contact our after-sales support team on +443455211881 or via email at [email protected]


I want to update my personal details.

Please contact our after-sales support team on +443455211881 or via email at [email protected]


What is a credit search?

A credit search occurs when a third party investigates your credit report. They're looking to see how you manage your credit now, and how you've managed it in the past. This search may then be recorded on your credit report for other third parties to see. This is useful to lenders because if you've made multiple applications for credit recently, it could suggest to them that you have an urgent need for credit which you may struggle to pay back.


I'm having problems paying my deposit on-line

We're sorry to hear this. Please contact our pre-sales support team on +443455211881 or via email at [email protected] or by using our live chat feature.


When will I receive a copy of my loan agreement

Your loan agreement along with all the regulatory paperwork is emailed to the email address you entered in your application. It should be there waiting for you by the time you've finished your application. If for any reason it isn't, please contact our after-sales support team on +443455211881 or via email at [email protected] who will be more than happy to help.

 

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